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The insurance policy is a legal contract between the insurer and the insured.
However, having a life insurance policy does not mean that you will get life cover for all kinds of deaths.
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Death is the only thing that is certain in this world.
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In most cases, the dependents include the spouse, children, and parents.
However, a person may make anybody the beneficiary of the policy.
Since we live in a society, the first thought that comes to our mind is how to protect those who are dependent on us.